you might have read yesterday’s newspaper about the rising amount of bankruptcy cases in Malaysia. what’s shocking is that quite a sizeable amount of the cases involved people under 30.

if i plot a graph showing my earnings vs my spendings, it’s not impossible to assume that i will be part of the statistic a few years down the road. that’s if i put parental intervention out of the picture.

therefore, i vow to channel my wealth (or the lack of it) towards reducing my debts. whenever i get a bonus, or sell my belongings, priority will be given to paying my house (when i have one), my car, and my credit card. i also have some amount to clear with my parents. of course diorang tak mintak, but i’m gonna pay them back anyway.

for now, i’m gonna slowly reduce my CC debts to at least RM1K by August. cause from then on, my life will be happy, but money will be tight like a constipated virgin’s ass.